Current 15 Year Interest Rates

Current 15 Year Mortgage Loan Rates A 15-year fixed-rate mortgage is ideal for buyers who want to minimize interest payments and pay off their loan faster. Get the latest interest rates for 15-year fixed-rate mortgages.Be sure to.

Today’s current interest rates and yield curve at Marketwatch. Mortgage rates for 30, 15 and 1 year fixed, jumbo, FHA and ARM.

15 year fixed-rates have mortgage rates that are as much as 1% lower than a 30 year fixed rate loan. No one enjoys paying interest on a mortgage. With a 15-year loan you will save tens of thousands of dollars. You’ll be paying far less in total to borrow your mortgage money.

Browse and compare today’s current mortgage rates for various home loan products from U.S. bank.. 15-year fixed:. interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association.

Best Mortgage Rates For First Time Home Buyers 1. Know your credit score and history. Getting a first-time home buyer mortgage is like applying for college: Only those with the right combination of grades and experience are accepted. But instead of GPA and extracurricular activities, lenders look at your credit score and financial history, and both can affect your mortgage rate in a big way.

Use annual percentage rate APR, which includes fees and costs, to compare rates across lenders.Rates and APR below may include up to .50 in discount points as an upfront cost to borrowers. Select product to see detail. Use our Compare Home Mortgage Loans Calculator for rates customized to your specific home financing need.

The 15-year fixed-rate mortgage averaged. As the chart above shows, they’re now lower than year-ago levels by double digits. It’s possible more new-home buyers are making their purchases with cash.

 · (Points are fees paid to a lender equal to 1 percent of the loan amount and are in addition to the interest rate.) It was 4.17 percent a week ago and 4.58 percent a year ago. The 15-year fixed.

Whats The Prime Rate Home loan refinance rates Beginners Guide to Refinancing Your Mortgage What You Should Know Before Refinancing. Getting a new mortgage to replace the original is called refinancing. Refinancing is done to allow a borrower to obtain a better interest term and rate.What Is the Prime Rate and Why Is It Important? If you studied macro-economics in high school or college, then you might remember hearing about the "prime rate." However, this relatively obscure economic term can affect nearly all Americans who use credit cards or borrow money in other ways.

 · 15-year mortgage rates hit new low Tim Mullaney, @timmullaney, USA TODAY Published 7:56 p.m. ET May 2, 2013 A "sale pending" sign hangs in the front yard of a home in Mount Lebanon, Pa., on March 5.

Compare today’s mortgage and refinance rates from Citi.com. View current mortgage rates on 30 year and 15 year fixed mortgages. Get a customized rate and see more loan options.

Rates shown are for New York only; for current rates available in other states, points shown above, 15 days of prepaid interest, a loan amount of $200,000.

Rates shown are in effect for the first five or three years only and may increase or decrease thereafter. The listed APR for the full 30-year term is based upon the current 1 Year Libor Index and margin. Rates shown are for a 30-year term, 5/1 and 3/1 non-convertible ARM and Interest Only ARM and are subject to change without notice.